We updated our Terms of Use to reflect new product and service offerings, and our continuing international expansion. This also required a revision to our Privacy Policy, which will go into effect on January 20, 2020, for current users of our services (i.e., users as of December 19, 2019), and on December 20, 2019, for new users of our services. By continuings to use our websites and/or our mobile apps, you consent to the update Terms of Use and you confirm that you have read our current Privacy Policy (current users) and that you will read the new Privacy Policy (all users). For California residents, our California Privacy Notice will be effective January 1, 2020.